5 Steps To Complete A Rental Application In Missouri

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The process of renting a home in Missouri can be a daunting task, especially for first-time renters. Completing a rental application is a crucial step in securing your dream home, but it can be overwhelming if you're not familiar with the process. In this article, we will guide you through the 5 essential steps to complete a rental application in Missouri.

Step 1: Gather Required Documents

Before starting the rental application process, it's essential to gather all the necessary documents. These typically include:

• Identification: Valid government-issued ID, such as a driver's license or passport
• Proof of income: Recent pay stubs, W-2 forms, or tax returns
• Proof of employment: Letter from employer or business card
• Rental history: Contact information for previous landlords or property managers
• Credit report: You may be required to provide permission for the landlord to run a credit check

Understanding Missouri Rental Laws

Missouri has specific laws governing rental properties, including the Missouri Revised Statutes Chapter 441. It's crucial to understand your rights and responsibilities as a tenant. Some key laws include:

• Security deposits: Landlords can charge up to two months' rent as a security deposit
• Lease agreements: Must be in writing and include specific terms, such as rent, length of tenancy, and responsibilities
• Eviction: Landlords must provide written notice before filing an eviction lawsuit

Step 2: Choose Your Rental Property

Once you've gathered the necessary documents, it's time to start searching for your dream rental property. Consider factors such as:

• Location: Proximity to work, schools, public transportation, and amenities
• Rent: Ensure it fits within your budget
• Amenities: Pool, gym, parking, and in-unit laundry
• Lease terms: Length of tenancy, renewal options, and penalties for breaking the lease

Top Cities to Rent in Missouri

Missouri has many exciting cities to rent in, each with its unique character and benefits. Some popular cities include:

• Kansas City: Known for its BBQ, jazz music, and fountains
• St. Louis: Home to the iconic Gateway Arch and Forest Park
• Springfield: A vibrant college town with a thriving arts scene

Step 3: Submit Your Rental Application

Now that you've chosen your rental property, it's time to submit your application. Be sure to:

• Read the application carefully: Understand the terms and conditions
• Fill out the application completely: Provide all required information
• Pay the application fee: Typically ranges from $20 to $50
• Submit supporting documents: Include all required documents, such as proof of income and rental history

Tips for a Successful Rental Application

To increase your chances of a successful rental application, follow these tips:

• Be honest: Disclose any past evictions or credit issues
• Be prepared: Have all documents ready and submit the application promptly
• Be respectful: Respond to landlord inquiries and show enthusiasm for the property

Step 4: Review and Sign the Lease Agreement

Once your application is approved, you'll receive a lease agreement outlining the terms of your tenancy. Carefully review the agreement, paying attention to:

• Rent: Ensure it matches your expectations
• Lease length: Understand the duration of your tenancy
• Responsibilities: Know your obligations, such as rent payment and maintenance

Understanding Your Lease Agreement

Your lease agreement is a binding contract between you and the landlord. It's essential to understand your rights and responsibilities, including:

• Rent payment: When and how to pay rent
• Maintenance: Your responsibilities for maintaining the property
• Renewal: Options for renewing or terminating the lease

Step 5: Move-In and Enjoy Your New Home

The final step is to move into your new home and enjoy the fruits of your labor. Be sure to:

• Conduct a walk-through: Inspect the property for any damages or issues
• Take photos and videos: Document the property's condition
• Review the move-in process: Understand the procedures for moving in and out

Missouri Rental Resources

For more information on Missouri rental laws and resources, visit:

• Missouri Housing Development Commission: A state agency providing affordable housing options
• Missouri Attorney General's Office: Offers guidance on consumer protection and landlord-tenant laws
• National Apartment Association: A trade association providing resources and support for renters and landlords

By following these 5 essential steps, you'll be well on your way to securing your dream rental property in Missouri. Remember to stay informed, be prepared, and enjoy your new home!