The Michigan Homeowner Assistance Fund (MIHAF) is a program designed to provide financial assistance to homeowners who are struggling to pay their mortgage, property taxes, and other housing-related expenses due to the COVID-19 pandemic. If you are a Michigan homeowner facing financial difficulties, you may be eligible for assistance through this program. Here are five ways to apply for the Michigan Homeowner Assistance Fund:
Understanding the Eligibility Criteria
Before applying for the Michigan Homeowner Assistance Fund, it's essential to understand the eligibility criteria. To be eligible, you must:
- Be a homeowner in Michigan
- Have experienced a financial hardship due to the COVID-19 pandemic
- Be at risk of foreclosure or have fallen behind on mortgage payments
- Meet income limits, which vary by county
- Occupy the home as your primary residence
Option 1: Apply Online Through the MIHAF Website
The fastest and most convenient way to apply for the Michigan Homeowner Assistance Fund is through the program's website. To apply online, follow these steps:
- Visit the MIHAF website at
- Click on the "Apply Now" button and create an account
- Fill out the online application, providing required documentation, such as proof of income and mortgage statements
- Submit your application for review
Required Documentation for Online Application
When applying online, you will need to provide the following documentation:
- Proof of income (pay stubs, W-2 forms, etc.)
- Mortgage statements
- Property tax statements
- Proof of identity (driver's license, passport, etc.)
- Proof of residency (utility bills, lease agreement, etc.)
Option 2: Apply by Phone
If you prefer to apply by phone or have questions about the application process, you can call the MIHAF hotline at (844) 756-4423. A program representative will guide you through the application process and answer any questions you may have.
Phone Application Hours
The MIHAF hotline is available Monday through Friday, 9:00 AM to 5:00 PM EST. If you call outside of these hours, leave a message with your name and phone number, and a representative will contact you the next business day.
Option 3: Apply in Person
If you prefer to apply in person, you can visit a MIHAF intake center located throughout the state. To find an intake center near you, visit the MIHAF website and use the "Find an Intake Center" tool.
Required Documentation for In-Person Application
When applying in person, you will need to provide the same documentation required for the online application, including proof of income, mortgage statements, and identification.
Option 4: Apply by Mail
You can also apply for the Michigan Homeowner Assistance Fund by mail. To apply by mail, download and complete the application form from the MIHAF website, and mail it to the address listed on the form.
Required Documentation for Mail Application
When applying by mail, you will need to provide the same documentation required for the online application, including proof of income, mortgage statements, and identification.
Option 5: Apply Through a Housing Counselor
Finally, you can also apply for the Michigan Homeowner Assistance Fund through a housing counselor. Housing counselors are trained professionals who can help you navigate the application process and provide guidance on other housing-related issues.
Find a Housing Counselor
To find a housing counselor near you, visit the MIHAF website and use the "Find a Housing Counselor" tool.
What is the Michigan Homeowner Assistance Fund?
+The Michigan Homeowner Assistance Fund is a program designed to provide financial assistance to homeowners who are struggling to pay their mortgage, property taxes, and other housing-related expenses due to the COVID-19 pandemic.
Who is eligible for the Michigan Homeowner Assistance Fund?
+To be eligible, you must be a homeowner in Michigan, have experienced a financial hardship due to the COVID-19 pandemic, be at risk of foreclosure or have fallen behind on mortgage payments, meet income limits, and occupy the home as your primary residence.
How do I apply for the Michigan Homeowner Assistance Fund?
+You can apply online through the MIHAF website, by phone, in person, by mail, or through a housing counselor.
We hope this article has provided you with valuable information about the Michigan Homeowner Assistance Fund and the different ways to apply for the program. If you have any further questions or need assistance with the application process, don't hesitate to reach out to a program representative or a housing counselor.